Guide
Money management

Guide section

Money management

Budgets

Set monthly spending limits by category or payment method and get alerts before you overspend.

Budgets help you cap spending in areas that matter — groceries, dining out, or everything on your credit card. Progress shows on the Dashboard and in Reports.

Open budget settings

  1. Settings → Money tab
  2. Expand the Budgets section

Two types of budgets

TypeLimits spending on…Example
Category budgetOne category (or group)“Food” — $400/month
Payment method budgetEverything paid with one method“Credit card” — $1,000/month

You can set multiple budgets at once — for example, a Food category budget and a Credit card method budget.

Set a category budget

  1. Settings → Money → Budgets
  2. Add or edit a category budget
  3. Pick the category (Food, Entertainment, etc.)
  4. Enter the monthly limit
  5. Optional: turn on Rollover to carry unused money to next month
  6. Optional: set a starting carryover if you already had budget left over
  7. Save

Set a payment method budget

  1. Same Budgets section
  2. Add a payment method budget
  3. Pick the method (Credit card, Cash, etc.)
  4. Enter the monthly limit and save

Alert threshold

When creating or editing a budget, choose when to warn you:

ThresholdMeaning
50%Alert halfway through the budget
70%Alert when you have 30% left
80%Common default
90%Alert when almost at the limit

Alerts appear on the Dashboard (highlighted budget cards). With notifications enabled, you may also get a push — see Alerts.

See budget progress

WhereWhat you see
DashboardBudget cards with spent vs limit and remaining amount
Reports → SummaryBudget utilization section
Over budgetCards turn warning colors when you exceed the limit

Enable budget notifications

  1. Settings → Alerts
  2. Turn on Budget alerts
  3. Allow notifications in your phone’s system settings

Choose push privacy if you want generic lock-screen text without amounts.

Remove or change a budget

  1. Settings → Money → Budgets
  2. Tap the budget → edit the limit or delete

Clearing the limit removes the budget from the Dashboard.

Tips

GoalSuggestion
Start simpleOne category budget (Food or Shopping) for the first month
Credit card capUse a payment method budget on your card
RolloverGood for flexible categories like “Personal care”
Weekly mindsetMonthly limits are shown on the Dashboard; Reports may show weekly estimates for context

How is this guide?

Wallets

Track cash, bank accounts, and cards — each with its own balance and currency.

Savings goals

Save toward targets with contributions, withdrawals, and progress tracking.

On this page

Open budget settingsTwo types of budgetsSet a category budgetSet a payment method budgetAlert thresholdSee budget progressEnable budget notificationsRemove or change a budgetTipsRelated guides