Guide
Money management

Guide section

Money management

Purchase wishlist

Pause impulse buys with a 48-hour cooling-off period before you log a purchase.

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The purchase wishlist helps you wait before buying something you want. Each item sits in a 48-hour cooling-off window. When the timer ends, you decide whether to log the purchase or skip it — with less impulse and a clearer head.

Where to find it

FromHow
Settings → MoneyTap Purchase wishlist
DashboardBanner when one or more items are ready to decide

Add a wishlist item

  1. Open the wishlist screen
  2. Tap Add wishlist item
  3. Enter a title — what you want to buy
  4. Set the amount and category (used if you log the purchase later)
  5. Save

The item moves to Waiting until the 48-hour pause completes. You get a local notification when it unlocks (title like Still want …?).

Waiting vs ready

SectionMeaning
WaitingCooling-off in progress — countdown shows time left
Ready to decidePause finished — time to buy or skip

Optional: link a savings goal when creating the item if your build supports it.

When an item is ready

ActionWhat happens
Log purchaseOpens the add-expense sheet with amount, category, and note prefilled — review and save
Not buyingRemoves the item without creating an expense
EditChange title, amount, or category
RemoveDelete from the wishlist

Cloud sync

Wishlist items sync when cloud sync is on. With end-to-end encryption, wishlist data is encrypted like other preferences.

Tips

GoalSuggestion
Curb online shoppingAdd the cart total before checkout — wait 48 hours
Big purchaseUse a realistic category so logging later is one tap
Ignore a reminderTap Not buying — no expense is created

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